Common Warning Signs of Impending Debt Trouble

Sometimes debt issues can materialize very suddenly, such as with the unexpected loss of a job, but in most cases debt problems do not arise overnight. Usually they grow over a period of months and years. People who are dealing with a serious debt problem Read more

Debt Proof Living – The Complete Guide to Living Financially Free

One of the most highly rated self-help books on getting out of debt is Debt-Proof Living: The Complete Guide to Living Financially Free by Mary Hunt. Reader reviews of this book have consistently been very positive. If you are looking for an understandable, doable game plan for getting your debt under control and putting your financial house in order, then you might want to check out this book. Read more

Should I Try to Fix My Credit Myself

In today’s tough economic times, with the epidemic of job losses, foreclosures, credit card defaults, and bankruptcies, a growing number of people are finding that their credit is in need of improvement. Unfortunately, many of these people don’t feel that they can afford to get professional credit repair help, and they have no idea how to go about fixing their credit themselves. Read more

How the Credit CARD Act of 2009 Saves You Money

Three Ways to Get a Handle on Credit Card Debt

The Credit CARD Act of 2009: New Protection for Consumers

Monitoring Your Credit Report: Pros and Cons of Three Different Strategies

Although there seems to be much greater awareness now about the importance of checking our credit reports periodically, many people still aren’t sure about exactly how to monitor their credit. In this article, I will identify three different ways in which consumers can monitor their credit, and Read more

Why You Should Monitor Your Credit Report on a Regular Basis

Are you monitoring your credit on a regular basis? If not, then you should be. There are two main reasons why it is so important that you do so.

First of all, regular monitoring is advisable in order to ensure the accuracy of your credit report. The information contained in your report can directly affect many different aspects of your life. Read more

Improving Your Credit Score: Common Myths and Misconceptions

By Art Garmon, Ph.D.

Because credit scores have become such an integral part of our financial lives, it is important to understand what they’re all about. Unfortunately, though, one survey has revealed that many Americans don’t really understand credit scores or how they work. Read more

Do I Need to Fix My Credit?

How do you know whether or not you need credit repair? Well, if your applications for loans and credit cards are being turned down repeatedly, then obviously your credit needs fixing. For many people, though, the need for repairing their credit is much less obvious. Read more

Do It Yourself Debt Settlement – A Viable Alternative to Debt Settlement Companies Or Bankruptcy

By Ian Stanton

Do It Yourself Debt Settlement also known as Self Help Debt Settlement is a viable alternative to resolving your debt. The dirty little secret Debt Settlement Companies do not want you to know is: They charge you thousands of dollars for a service that you can accomplish yourself. Hiring a debt settlement company is like Read more

Credit Repair: the Time for Action

Jump In With Both Feet

The moment you make the decision to start the credit repair process you will feel great; empowered, light, and hopeful. For many people it is a hard step. There may be uncomfortable emotions associated with past credit issues, and revisiting old events can be difficult. But there is nothing more rewarding than regaining control over your life. Read more

9 Questions You Need to Ask Yourself Before Pursuing Debt Settlement

By John Janney

It’s no secret that Americans are struggling financially. Massive layoffs, inflation, unaffordable healthcare, skyrocketing gas prices and hiked-up interest rates on credit card accounts are plunging millions of consumers to the brink of bankruptcy. However, many of the would-be bankrupt are turning to a less drastic solution to their debt problems: debt settlement. Read more

Gearing Up for Credit Repair