Should I Try to Fix My Credit Myself

In today’s tough economic times, with the epidemic of job losses, foreclosures, credit card defaults, and bankruptcies, a growing number of people are finding that their credit is in need of improvement. Unfortunately, many of these people don’t feel that they can afford to get professional credit repair help, and they have no idea how to go about fixing their credit themselves. Read more

How the Credit CARD Act of 2009 Saves You Money

The Credit CARD Act of 2009: New Protection for Consumers

Monitoring Your Credit Report: Pros and Cons of Three Different Strategies

Although there seems to be much greater awareness now about the importance of checking our credit reports periodically, many people still aren’t sure about exactly how to monitor their credit. In this article, I will identify three different ways in which consumers can monitor their credit, and Read more

Why You Should Monitor Your Credit Report on a Regular Basis

Are you monitoring your credit on a regular basis? If not, then you should be. There are two main reasons why it is so important that you do so.

First of all, regular monitoring is advisable in order to ensure the accuracy of your credit report. The information contained in your report can directly affect many different aspects of your life. Read more

Improving Your Credit Score: Common Myths and Misconceptions

By Art Garmon, Ph.D.

Because credit scores have become such an integral part of our financial lives, it is important to understand what they’re all about. Unfortunately, though, one survey has revealed that many Americans don’t really understand credit scores or how they work. Read more

Do I Need to Fix My Credit?

How do you know whether or not you need credit repair? Well, if your applications for loans and credit cards are being turned down repeatedly, then obviously your credit needs fixing. For many people, though, the need for repairing their credit is much less obvious. Read more

Credit Repair: the Time for Action

Jump In With Both Feet

The moment you make the decision to start the credit repair process you will feel great; empowered, light, and hopeful. For many people it is a hard step. There may be uncomfortable emotions associated with past credit issues, and revisiting old events can be difficult. But there is nothing more rewarding than regaining control over your life. Read more

Gearing Up for Credit Repair