Improving Your Credit Score: Common Myths and Misconceptions

By Art Garmon, Ph.D.

Because credit scores have become such an integral part of our financial lives, it is important to understand what they’re all about. Unfortunately, though, one survey has revealed that many Americans don’t really understand credit scores or how they work. Read more

Do I Need to Fix My Credit?

How do you know whether or not you need credit repair? Well, if your applications for loans and credit cards are being turned down repeatedly, then obviously your credit needs fixing. For many people, though, the need for repairing their credit is much less obvious. Read more

Credit Repair: the Time for Action

Jump In With Both Feet

The moment you make the decision to start the credit repair process you will feel great; empowered, light, and hopeful. For many people it is a hard step. There may be uncomfortable emotions associated with past credit issues, and revisiting old events can be difficult. But there is nothing more rewarding than regaining control over your life. Read more